My husband signed a reaffirmation but it was denied in court we have been paying on the RV for 2 years but can no longer

I concur. You will have done what is known as a "ride-through" practically speaking. You literally rode the RV through your BK, without...

I filed chapter 7 in 2005, can I file a chapter 13 since i cannot do chapter 7 again?

Added note: to clarify my answer above, different chapters calculate bar dates differently. My District uses a somewhat standard timeline for...

How/Can we defend against the mortg co. asking for the ch7 auto stay 2 b removed? What if it is brought current B 4 hearing?

Agreed. A chapter 7 is not designed to protect your home. There is little point in even trying to defend the motion for relief, especially if your...

How can I do it ? when my credit is bad, no work,and my marriage is falling apart?

I see your situation everyday and people recover. They really do. The important thing is to figure out where you want to be in a year. Then work...

Filed Bk chapter 7 but forgot to include certin creditors. Can the ones I didn't include try to collect?

I am going to respectfully disagree. In Florida we have seen a number of HOA's claim that their debt is month to month and as long as you hold...

I filed chapter 7 in 2005, can I file a chapter 13 since i cannot do chapter 7 again?

You can file a chapter 13 anytime after a chapter 7 concludes BUT you cannot receive a discharge, the important part, until there has been 4 years...

Purchasing a home w/o my husband on the loan. If he files bankruptcy will the house impact what chapter he can file?

Florida Constitutional homestead allows an unlimited dollar amount for a home. The only determination is the lot size, under 1/2 of an acre in a...

All other variables being equal, anything that reaches your bank account can be garnished absent some sort of alternate protection like tenancy by...