A debt is over 4 yrs old and I am being summoned to Court. I was served 1 yr ago, the Court intended to dismiss .

There is a difference between defenses and protection. In Florida, the statute of limitations on a written obligation is 5 years. The creditor...

Hello. I filed a chapter 7 bankruptcy that was discharged 08/2012. How do I know if my student loans were discharged?

Student loans in general are not discharged in bankruptcy. If it is a government guarranteed loan, it definately would not have been discharged. ...

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What would happen when I talk to creditor after filing bankruptcy?

Although usually nothing to be angry about, you have hired an attorney to provide representation. Most of the time it is a non-issue. However, if...

My parents were badly injured in an accident 2005, required fulltime care. Must they file bankruptcy to protect their home, s.s?

It certainly sounds like you have your hands full. I hope the following helps. When the paralegal said your parents were Judgment Proof, she...

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My husband is seeking a divorce. i have very little money to spend for my own representation.

There are good attorneys that will accept payment plans. It is not usually what most attorneys will want as there is a risk of non-payment after...

I owe on a none secured credit card. are my socurity and roth account exmpt?

Assuming the question is whether a credit card company can garnish your social security or take money from your Roth IRA, the simple answer is no. ...

If my spouse dies, am I responsible for their credit card debt if it is solely in their name?

No, you should not be liable for the debt. However, if you have signature authority and used the card, you may have liability. Check with a local...

My home is going to be sold on foreclosure on 09-25-2012. By when do I need to file bankruptcy in order to stop the sale?

Both of the prior attorneys are correct. Prior to the sale is the absolute deadline. However, you should never wait until the last minute. I...

The case you refer to is not on point. It really only applies to a demand for turnover of property to the trustee when the trustee does not need...

There is no such exemption in Florida for tools of trade. However, if there is a significanr lien against the semi, the Trustee may not feel the...