Will I lose the house if my name is not on the title of mortgage if husband dies?

I concur with prior counsel. You should be fine. So long as the mortgage is paid, and the terms of the mortgage and note are followed, you may...

Can I strip my 3rd mtg in a chapter 7 (Florida) if the appraised value of my home is more than my 1st mtg balance?

The 11th Circuit, which includes Florida, presently allows such lien stripping, if the 3rd mortgage is totally unsecured. However, it is on...

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What are my rights as a consumer if a debt collector wants to collect on a credit card debt in Florida?

The debt collector has the right to contact you to collect the debt, so long as it complies with the Fair Debt Collection Practices Act. They can...

Chapter 7

Social Security income is generally not included as Current Monthly Income under the Mean's Test, but is included on your schedules as income to...

First, I am sorry for your loss. If the property was in your parents' name, you will need to probate the estate. This can be done through a...

My father passed away recently. His house -owned free and clear - says life estate and my name on the Hills county property

My condolences on your loss. I agree with Ms. Naugle. However, your description of the facts are a little vague. If your father was left a life...

If my Dad left everything in his will to my Sister, do we need to Probate his affairs?

Both prior counsel are correct. I would only add that part of the purpose of probate is to clear title and avoid any claims or litigation at a...

Must I attend a Bankruptcy Court hearing for which I have been subpoenaed?

You may not have to attend, but you should also not ignore a subpoena. Pro see litigants often fail to follows the rules, especially in an...

I want to know what is a reasonable cost to file bankruptcy- chapter 7 or 13. How do I know that I will pass the means test?

The cost of a bankruptcy will vary depending on whether you hire legal counsel or represent yourself. If you do hire an attorney, fees will have a...

I live in Florida , my divorce is not final , we have two separate house holds . Do I have to wait to file bankruptcy ? ?

All the answers are essentially correct. The other issue is whether there is any benefit from the domestic law side of the equation to waiting...