Archived
In a foreclosure case the spouse, which is not in title/deed, fail to response , the plaintiff can win the case?
Roy's answer
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Answered on June 04, 2014
If your husband was served but never filed a response they have to get a default entered against him to move the case to trial.
Entry of a...
In Florida, Can Social Security Benefits Be Taken by Collection Agencies for Credit Card Debt?
Roy's answer
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Answered on June 04, 2014
The creditor cannot do anything until they sue you and are awarded a judgment. With a judgment, a creditor cannot directly garnish your social...
Do domain names need to be disclosed during a chapter 7 bankruptcy?
Roy's answer
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Answered on June 04, 2014
If they can be sold they should be listed as an asset.
Archived
NEED FORMAL PDF COURT RESPONSE DOCUMENT FOR CREDIT CARD LAWSUIT
Roy's answer
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Answered on June 04, 2014
The purpose of the answer is to respond to the allegations and to raise any legal affirmative defenses you have to the claim.
None of the...
My Spouse and I signed joint promissory note to family and it matures next year and we cannot pay lump sum
Roy's answer
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Answered on June 03, 2014
Yes. If you signed the note they can sue you for any unpaid balance and get a judgment against you. With a judgment they can garnish wages or...
Archived
Can a collection company garnish my wages with out a judgment
Roy's answer
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Answered on June 03, 2014
No. But they can with a judgment, as well as garnishing or attaching bank accounts and other assets.
To avoid collection efforts in the future,...
Archived
I make 66,000 a year and I have no dependents. I'm being sued by credit card company for 20k. Am I eligible to file chapter 7?
Roy's answer
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Answered on June 02, 2014
Possibly. Its impossible to answer that question without knowing more information.
Schedule an appointment with a local bankruptcy attorney and...
Archived
Mortgage lending and client bankruptcy
Roy's answer
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Answered on June 02, 2014
If the hearing you're referring to is the 341 meeting of creditors, there is little to be gained by attending. I haven't seen a creditor...
Archived
Can I save my home that is in my name, but the note is in my deceased ex husbands name? My foreclosure sale date is June 17.
Roy's answer
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Answered on June 01, 2014
I'm assuming that at the time you stopped making payments refinancing wasn't an option. If so, that would have been the way to go.
At this...
Archived
If my name is the first name on buying a house am I the only one that will have credit messed up or will both our credit be hit.
Roy's answer
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Answered on June 01, 2014
It doesn't matter whose name is first. The parties that signed the NOTE are jointly liable for the debt
Why in the world did you move out? ...
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