Archived
What do I do if ex-spouse falsely listed me as a co-debtor on both a mortgage and a home-equity loan in her bankruptcy?
Roy's answer
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Answered on January 17, 2014
Mortgages and equity loans aren't typically "moved into" one parties' name. If you originally were a debtor on the mortgage and equity loan,...
Archived
Bankruptcy: How does bankruptcy affect a car loan that I am co-signer on?
Roy's answer
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Answered on January 17, 2014
I agree with the other answers. The debt would be discharged as to you but your "ex" would still be responsible.
Be aware that if you were...
Archived
I moved to CA from NJ and will file Chap 7. What address do I use to fill out the forms and to whom/where do I send the forms?
Roy's answer
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Answered on January 17, 2014
You use your current California address. Since you've lived in California for the greater part of the pass 6 months, you would file there. You do...
Archived
Help completing a chapter 7 bankruptcy case in Tampa Florida.
Roy's answer
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Answered on January 17, 2014
Cases normally close out within 90 days of the 341 meeting. If your meeting was in June, 2013 and the case hasn't closed out yet, there are some...
Archived
Can I easily buy a house for cash?
Roy's answer
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Answered on January 16, 2014
At a minimum you should handle the transaction through a title company who would prepare a warranty deed and give you title insurance. That way...
Archived
I loaned my ex $3000 over a period of 5 months. He verbally agreed to pay me back and even said it through text.
Roy's answer
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Answered on January 16, 2014
This is the type of claim you can pursue in Summary Claims Court.
Based on the facts you give, its doubtful you have a strong case. But even...
Archived
Unwed father in FL. I have been denied access to my son what steps do i need to take to gain custody and/or visitation
Roy's answer
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Answered on January 16, 2014
You need to file a paternity case. See a local family attorney. The paternity case will establish your legal rights to the child and deal with...
Archived
Mortgage was included in Ch. 7, 5 years ago & didn't reaffirm. Can I get another home loan?
Roy's answer
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Answered on January 16, 2014
If you decide not to keep the home, do not abandon it. Even though the mortgage debt was discharged in your Bankruptcy, title to the home is still...
Archived
Is there a time frame on which I can get a payday loan before filing bankruptcy?
Roy's answer
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Answered on January 14, 2014
If you had enough confidence in your attorney to hire him, you should have enough confidence in him to follow his advice (which is what you're...
Archived
My ex wife filed a motion for civil contempt/enforcement on me. This was filed in Jaksonville, Fl. How should I answer?
Roy's answer
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Answered on January 14, 2014
Motions do not need to be responded to. The matter will be set for hearing and heard by a judge. The best way to respond would be to hire an...
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