Archived
I received a check from the foreclosure review program for $720. My bankruptcy was discharged in 2010. Can I accept this check?
Nikhilkumar's answer
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Answered on July 23, 2013
You should hold on to the check, and contact the trustee to see if they want it. Don't spend the money until you hear from the trustee. If you...
How much should it cost for a married couple to file chapter 7 bankruptcy with about $30,000.00 in debt?
Nikhilkumar's answer
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Answered on July 23, 2013
The known cost of a chapter 7 is $306. The other costs are credit report and credit counseling. Other than those fees, the only thing left is...
Archived
Can chapter 13, stop foreclosure?
NEW PROGRAM MORTGAGE MODIFICATION MEDIATION, can this help?
Nikhilkumar's answer
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Answered on July 21, 2013
I agree with my colleague since you are represented you should contact that attorney. If you are considering filing for a bankruptcy, then you do...
Archived
Adding another owner to my car title is concerning me.
Nikhilkumar's answer
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Answered on July 20, 2013
I agree with my colleague. You can transfer ownership or allow her to put a lien on the vehicle, but whether the action constitutes fraud depends...
Archived
How long until a bankruptcy case trustee releases the money wrongfully taken out of my joint bank account?
Nikhilkumar's answer
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Answered on July 19, 2013
It depends on where your father's case is at moment. If the trustee agrees based on an informal meeting then you can get it soon rather than...
Archived
Should I file bankruptcy before or after foreclosure sale date?
Nikhilkumar's answer
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Answered on July 19, 2013
I agree with my colleagues. You have options and the best way to figure out which one is yours, is to speak to a local bankruptcy attorney. If...
Archived
Can I go bankrupt and keep my house
Nikhilkumar's answer
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Answered on July 19, 2013
It seems as though you have a lot going on. A bankruptcy impacts all of your assets and all of your debts, but that doesn't mean that you have to...
Can i rent my property after i have filed for chapter 13 ?
Nikhilkumar's answer
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Answered on July 19, 2013
A chapter 13 case is an ongoing process in which you attempt to pay back as much amount of your debt within the (3 to 5 year) process as you can or...
Archived
I was just served with intent to foreclose for unpaid hoa dues . I have twenty days to respond, I would like to set up payments
Nikhilkumar's answer
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Answered on July 17, 2013
My colleagues are correct. You can try to set up payment plans, but that will not affect the foreclosure. Be sure to preserve your rights in that...
Archived
I have been served by a surgeon. I am head of my house hold. Is there a way to fight wage garnishment?
Nikhilkumar's answer
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Answered on July 17, 2013
I agree with my colleague. You should speak to the local bar association or legal aid society to see if you can fight the additional charges. You...
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