Archived
How long will the filing of Chapter 13 postpone a foreclosure ? can I do it on my own ?how do you go about getting cash for keys
Nikhilkumar's answer
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Answered on October 01, 2013
Either bankruptcy option will give you a bit more time. No one can say how much time you will get for sure by a filing a bankruptcy as a delay...
Archived
I have a forclosure on my credit report, but the house was sold. How can I resolve this issue. The forclousure was in La.
Nikhilkumar's answer
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Answered on September 30, 2013
I agree with my colleagues. If you think you mortgage insurance then contact them regarding your prior home. If it turns out that you didn't, and...
Archived
I live in Fort Lauderdale Fl. I recently received a letter from my HOA that I owed 1,880.00!!!
Nikhilkumar's answer
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Answered on September 30, 2013
You should meet with the attorney that handled your prior bankruptcy case. He/she should be able to look in the issue and get down to the bottom...
Archived
Owe 15000 to a credit card co. and can't afford to make payments because of medical problem doctor said I can't work anymore.
Nikhilkumar's answer
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Answered on September 30, 2013
You should consult with a few bankruptcy attorneys to discuss your potential case. Find the attorney that you feel comfortable with, and see if a...
Archived
I have been turned over to some attorneys for collection ! I cannot make a lump sum payment however I can make payments but
Nikhilkumar's answer
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Answered on September 26, 2013
If you are worried about the debt, and their attempts to collect, then you should consult with a local bankruptcy attorney in your area. It may be...
Archived
What happens if I have value an Investment boom during Chapter 7 bankruptcy?
Nikhilkumar's answer
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Answered on September 25, 2013
I agree with both of my colleagues.
To answer your question - value is based at the time of filing.
However, it does appear that you may...
Archived
What form(s) would I include information about Life insurance and shares in a business in a chapter 7 bankruptcy?
Nikhilkumar's answer
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Answered on September 20, 2013
I agree your shares should be listed in schedule B and you can also list your life insurance policy as well, assuming it has a cash value.
If...
Archived
MY boyfriend has a repo they are trying to garnish his wages. We just had our son and I'm currently not working and
Nikhilkumar's answer
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Answered on September 17, 2013
I agree with both of my colleagues.
You can try to claim your exemptions to limit the amount that the can be garnished, based on your family's...
Archived
How long does one have in their home ,once a Motion for Relief from Automatic Stay filed by Mortgagee is served?
Nikhilkumar's answer
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Answered on September 16, 2013
If you are intending to keep your home and your payments have been made on time then it is likely that the bank is not being paid because of their...
Archived
I was file bankrupcy (2 year ago) and was discharged , I had mortgage with Bank of Amrican ( is was file bankrupcy ) now bank
Nikhilkumar's answer
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Answered on September 16, 2013
I agree with my colleagues. You need to speak to the attorney that handled your prior bankruptcy and ask them for assistance. If you did the...
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