Archived
My husband and I are discussing divorce and filing chptr 7, we have $20k in "equity" on our first mrtg.
Nikhilkumar's answer
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Answered on March 17, 2014
You will be able to keep your home if you wish. If you want to surrender it you could do that as well. what your options are in regards to other...
Archived
Is a trustee violating there duties by being bias towards one creditor and do i need to hire an attorney to protect my interests
Nikhilkumar's answer
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Answered on March 14, 2014
In a complicated case like this it is always best to hire an attorney to handle your rights in this case. Only after a thorough examination of the...
Archived
Foreclosure Help started in 08 then 09 accelerated the scheduled sale then plaintiff canceled sale
Nikhilkumar's answer
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Answered on March 14, 2014
I would agree with my colleagues, in order to know what you can do, a thorough examination of your case including the actual case documents would...
Archived
Settled foreclosure case with bank in court on March 2014. Have a question regarding the Deficiency Waiver and taxes due...
Nikhilkumar's answer
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Answered on March 14, 2014
Yes, you will have tax consequences however, there are exceptions that may apply to your case to protect you from additional taxes. To get an...
Archived
Have foreclosure sell date in 4 months, can I stop paying HOA monthly fees?
Nikhilkumar's answer
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Answered on March 14, 2014
i agree with my colleagues, you can be held responsible for the HOA dues until the sale date. Whether you will depends on the HOA language and...
Archived
Already have an assigned sale date after settlement with bank at the court, can I try to push back/postpone sale date??
Nikhilkumar's answer
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Answered on March 14, 2014
I would get a consult with an attorney in your area. Only the actual settlement agreement and a discussion with the banks attorneys could...
Archived
I have received a copy of a summons and warrant arrest that will be issued if I do not pay an "On line payday loan. is it legal
Nikhilkumar's answer
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Answered on March 14, 2014
I have to agree with my colleagues. You should hire an attorney to look into the legitimacy of the paperwork. Furthermore if it is an illegitimate...
Archived
Is an unmortgaged home safe from student loan debt collection in Florida?
Nikhilkumar's answer
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Answered on March 14, 2014
I agree with my colleagues. A home/condo can only be your homestead if you actually leave there. Furthermore, the homestead does not prevent the...
Archived
Ch. 13 plan approved. Pymts. complete for Ch.13 5 mo. ago. Went from J-complete status to ACTIVE. What does this mean?
Nikhilkumar's answer
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Answered on March 06, 2014
I agree with my colleague, you should speak to the trustee or your attorney regarding your chapter 13. Your situation is hard to follow for me,...
Archived
Considering bankruptcy
Nikhilkumar's answer
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Answered on March 05, 2014
You cannot make such transfers and then file a bankruptcy to remove your liability. If your goal is to remove your liability, then you should...
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