Deficiency on repo and ability to garnish wages/bank accounts, etc.

My colleagues are right. You may be held responsible after the repo. But you may be to file exemptions to avoid or reduce the garnishment of...

Trustee after bankruptcy chapter 7

You should contact your attorney that handled the prior bankruptcy. If you don't have one then you can contact the trustee as well. If you feel...

Selected as the best answer

I agree with my colleagues. You should speak to an attorney that handles FDCPA matters, to see if you have a claim against this creditor. If it...

Who is responsible for paying back taxes?

I would agree with Mr. Wagner. Although it was your employer that affected how much was withheld, it is considered your responsibility to make...

I am considering filing for bankruptcy and have several questions. Is bankruptcy a viable option?

Mr. Roberts has nailed the answer. It's really a matter of your personal preference. If you have money in a bank account, then the creditor may...

No you may not deduct rent because of these issues. If you want something in return then you can ask the landlord to work with you. If he doesn't...

Is there anything I need to do to correct information on my credit report other than file a dispute claim?

You can also try just talking to the creditor directly. The other thing you may be able to do is check with a local attorney if what they are...

Can my mortgage lender take legal repercussions against me after bankruptcy but prior to reaffirmation?

Your father's bankruptcy only relieved him of his liability on the mortgage (assuming your father's bankruptcy was done correctly). His bankruptcy...

What can I do when my apartment complex has only treated mold with a bleach solution and I am still having respiratory issues?

You need to speak to an attorney in your area that handles landlord/tenant issues. Take your lease with you if you have a copy of it. Some...

Do I have a law suit against my company?

You need to sit down with an employment law attorney in your area. Your issues need to flushed out in a thorough consultation (in person). If you...