Archived
My husband and I each own a 2002 vehicle that is paid off. Can we keep in a Chapter 7 or 13 bankruptcy?
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Answered on January 12, 2012
Easy answer is yes. But it depends on how much it is worth, and what other exemptions you need to use, to determine whether it is fully exempt or...
Archived
Should I short sale, deed in lieu, or bankruptcy?
Lewis's answer
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Answered on January 11, 2012
You need a full consultation to go over your options. No one can give you an answer with one paragraph of information.
We give free...
Archived
I just got a summons on a home i surrendered a year ago in chapter 13.
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Answered on January 11, 2012
The lender is starting the foreclosure process. The chapter 13 only gets rid of your personal obligation to pay. The bank ha to foreclose to end...
Archived
My chapter 7 was discharged 25 days ago. A no distribution report was entered by my trustee 18 days ago. When will my case close
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Answered on January 10, 2012
Are you sure it was discharged 25 days ago, and this was not just your creditors meeting date?
It is unusual to haver a report of no...
Archived
Advice on best way to save my home
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Answered on January 06, 2012
Unfortunately, a chapter 7 won't save the home. It will only temporarily stop the sale.
Only chapter 13 can help you try to save the home. ...
Archived
HOW LONG HERE IN FLA DOES IT TAKE FROM FRONT TO FINISH FOR A FOCLOSURE
Lewis's answer
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Answered on December 30, 2011
That is impossible to answer. Every lender is different for when they file the foreclosure and how long it takes for the attorney to move it...
Can I sell my car? I am the co signer on the loan.
Lewis's answer
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Answered on December 28, 2011
Who is on title to the car?
If both of you are, as I would suspect, then your uncle needs to sign as well to sell the car.
Archived
If there is a summary judgment granted and an auction date is it too late to file Bankruptcy Chapter 13
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Answered on December 23, 2011
You can file bankruptcy to try to save your home right up to the second before the home is sold at auction.
But don't wait too long to visit a...
Archived
Which is better for your credit, a short sale or a deed in lieu?
Lewis's answer
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Answered on December 20, 2011
Shocking! The realtor thinks the best option is the one that pays a commission, and doesn't support the one that does not pay a commission.
A...
Archived
How is a 529 savings plan affected by chapter 7 bankrupcty
Lewis's answer
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Answered on December 16, 2011
See my blog post on this very subject.
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