In consideration of my prior backruptcy filing mishap, I am questionning the option of mortgage refinance. See below.

You are correct. The debt was discharged since you did not reaffirm. It should only be showing on your credit report as a $0 balance, discharged...

Wife died and credit line on the house was in her name. am I responsible to keep making the payments on the credit line?

If you did not sign the note, then you are not personally responsible to pay. They cannot sue you to collect money. But I assume you signed the...

You cannot force someone to sign a quit claim deed. You would have to sue for partition. But not sure it is worth suing to under collect rent on...

If a student loan is well over 20 years old and no contact was ever made in attempt to collect is it legal to garnish wages?

When did you last make payment? Is this a government or private loan?

His sole assets don't affect your bankruptcy, period.

Owe $21,000 in hoa fees. HOA's attorneys set hearing for final judgment for foreclosure. Just got Mod. Will chapter 13 help?

Yes! Get to a BK attorney now. Your second mortgage and past due HOA fees are likely able to be stripped.

No one is judgment proof. But you may be collection proof. Yes, you will need to inform the court and the attorney that your SS and pension...

Basically i have a home i wanna keep but i cannot get approved for a modification in fl,lake county!

If you are overloaded with debt, you should consider chapter 13. It would likely eliminate the CC debt with no payment. And chapter 13 has a...

I am trying to reach John G Mackie to hire in my foreclosure case . I have been pro sea and have case mangment hearing on May 2

Why would you want to hire an attorney with a disconnected phone number? Doesn't sound good to me. When I go to the Florida Bar website... ...

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Credit Inquries

I do know that Real Time Resolutions is a debt buyer/debt collector. So they should not be hitting/checking your credit for discharged debt.