What is the average overall cost to defend a residential foreclosure?

What are you trying to accomplish? Stay in the home for as long as possible, then give it up at the end? Or are you looking for a modification?...

The trustee will use their own valuation. Not the lowest you can find. But generally Carmax is a "decent" indicator of what they might think it...

After bankruptcy discharge, can the trustee still send an appraiser?

The discharge is not related to whether the trustee can or may administer assets. The discharge comes about 3 months after you file as the period...

Your deed is recorded in the county, proving your ownership. The mortgage company will file a satisfaction of their mortgage lien. The county has...

How do I stop debt collector from harassment.

While it is an FDCPA violation, this is so brazen it is likely a rogue collector that you will never find. Likely overseas.

I did not reaffirm the car loan during bankruptcy. If I return the car, will I have a bad report on my credit from lender?

Your credit report should only show $0 balance, discharged in bankruptcy.

Need to know if I should file 13 or 7?

Is this $2000 debt your only debt? Not sure it makes sense to file a chapter 7 or 13 for only this.

How can I get my Liscence back, I can't afford 6k

Have you considered a bankruptcy? Is this your only debt? http://lrlawoffice.com/drivers-license-suspension-bankruptcy-may-help/

I was just served a summons for foreclosure action and I need to file an answer within 30 days. Do I need a lawyer yet

Are you answering on your own to buy time to give the home up, or to try to defend further and keep the home? I strongly suggest you talk to an...

Is this a scam?

I have never heard of "activating a check online". The check is either good at a bank, or not good. Sounds fishy to me. The first google hit...