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Chapter 7 Question. We met with 2 lawyers and have 2 views on filing. We are facing foreclosure in a couple weeks.
Lewis's answer
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Answered on May 06, 2014
I am trying to understand your need to qualify for chapter 7 and your desire to file before losing the house.
Are you trying to keep the house...
Archived
Got a summons and notice to appear for pretrial conference do I have to go to this
Lewis's answer
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Answered on May 05, 2014
If you don't go, the creditor will likely get a default judgment and then eventually try to collect on that judgment.
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Archived
Does a bankruptcy that includes a home ownership have to be filed in the state where the property is located?
Lewis's answer
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Answered on May 02, 2014
Venue is proper where you have lived the majority of the last 6 months. Sometimes it is better to file here, and start your life fresh in the new...
Archived
I'd like to change my attorney in the middle of my Chapter 13. Need advice.
Lewis's answer
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Answered on April 24, 2014
You would probably pay around $2000 with any new attorney.
Archived
In Florida and I have issues with Bankrutpcy Trustee
Lewis's answer
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Answered on April 21, 2014
You simply need to go on a consultation with another attorney then. There are not enough facts here for anyone to give you proper advice over this...
Archived
Can a creditor enter your homestead in Florida to gather up belongings to settle a debt?
Lewis's answer
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Answered on April 14, 2014
They can't do it without a court order.
Archived
Does filing bankruptcy while single affect your future spouse once married?
Lewis's answer
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Answered on April 14, 2014
Your bankruptcy should not affect his credit in the slightest. As to applying to rent an apartment together, then they may pull both your credits....
Archived
I owe $1895 dollars in past due condo fees. It was sent to legal a year ago but they had the wrong address so I just found out.
Lewis's answer
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Answered on April 12, 2014
It isn't 100% clear. But you are the owner of the unit and rented it out to someone who was supposed to pay your condo dues to the...
Archived
Is there any defenses to garnishment stemming from school loans?
Lewis's answer
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Answered on April 11, 2014
These are probably federal school loans. They do not have to sue you first. They can go straight to an administrative garnishment.
You should...
In Florida, is a lender required to record both the mortgage and the note? or just the mortgage?
Lewis's answer
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Answered on April 09, 2014
Notes almost never get recorded. Only the mortgage gets recorded.
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