When filling bankruptcy , how long does it have to be since you have used your card, and how long do they look at bank accounts?

You might not need to wait. But I wouldn't use the cards again. Most attorneys ask for at least 6 months bank statements. And most trustees ask...

My concern, worst case scenario, is how much the down payment is, how long after purchasing you file the bankruptcy, and the size and location of...

Not sure how anyone here can answer without seeing the HOA docs. You need to review the documents, or go to a lawyer and review them.

Reopening Bankruptcy case

The judge is likely going to deny the motion to reopen. And if it is reopened, your would owe 4 years worth of chapter 13 plan payments right...

How much for chapter 7 bankruptcy'?

We don't bid for clients on this site. If you have gone on multiple consults and feel that the lowest price is the way to go, then I would suggest...

One question regarding chapter 13

No bankruptcy judge can force a mortgage lender to modify a mortgage. We have a mortgage mediation program, which is mandatory for the lender to...

While you might need a bankruptcy for other debts, if your debt issues are just student loans, there are usually better solutions outside of...

In my opinion, there is only downside to reaffirming the mortgage. If you stay current, the lender cannot foreclose. You always have the option...

If Im not keeping my car but surrendering it should I list in schedule d?

Yes, it is a secured lien, so it gets listed. You really, really, really need to consider hiring an attorney insteas of asking questions all the...

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In Bankruptcy if I am gonna surrender my car should Claim it as exempt in Part 1: Identify the Property You claim as Exempt?

No, no need to exempt it. And as you stated in another post, it has a lien more than its value, so there is nothing to exempt (most...

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