What options are available if your attorney has messed up your Chapter 7 bankruptcy filing, then switched you to Chapter 13?
Lewis's answer
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Answered on July 31, 2014
Sounds like federal exemptions were correct. But if you weren't counseled as to what impact that would make on you, then that could be a...
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Would refinancing my primary residence in my name only, stop creditors from placing liens on the mortgage due t husbands debt?
Lewis's answer
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Answered on July 31, 2014
There is a big difference between you qualifying for the loan alone, and both of you needing to sign the mortgage to lien the property (since it...
Archived
If I place my property under a landtrust will it be protected from receiving liens from defaulted student loans?
Lewis's answer
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Answered on July 29, 2014
More important question is what are you trying to do to take care of the student loans?
Are they federal loans or private loans? How long has...
Archived
My debt has been satisfied in full, including attorney's fees, but the attorney for the bank filed a Notice for Non-Jury Trial.
Lewis's answer
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Answered on July 29, 2014
Was your payoff based on a payoff statement provided by the lender's law firm?
How long can I amend a chapter 7 bankruptcy?
Lewis's answer
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Answered on July 28, 2014
Sometimes you can reopen your case to amend. It depends on what you are amending and the facts and circumstances of your case.
I am guessing...
Archived
I'm very behind on my HOA fees because of unemployment. I defaulted on my repayment plan and now..
Lewis's answer
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Answered on July 25, 2014
You may be able to strip the HOA lien in bankruptcy. Do you have a mortgage on the property? What is the value of the property and the amount of...
Archived
Chapter 13 confirmed, monthly payment acceptable and now comes mortgage creditor after months of delays with modified payment.
Lewis's answer
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Answered on July 24, 2014
It depends on what was in your confirmed plan. If your confirmed plan paid the current mortgage (before modification) and all the arrears over the...
Archived
I am confirmed Bankruptcy 13 in the middle district Florida. My modification offer is drastically higher. What do I do?
Lewis's answer
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Answered on July 23, 2014
You don't have too many choices. Either you plan payment has to go up to cover the higher, modified mortgage payment, you have to go back to the...
Archived
Is it routine practice for a lawyer to charge a higher fee for a short sale than a regular real estate closing?
Thank you.
Lewis's answer
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Answered on July 23, 2014
Nothing is necessarily routine when it comes to how attorneys charge.
But I wouldn't be surprised if there were higher attorney fees for a short...
Archived
Which is the appropriate route to take in this situation? I hold a mortgage on a property I sold in 2006.
Lewis's answer
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Answered on July 23, 2014
No one can possibly answer that question without knowing all the specific facts.
What if the borrower took out a second mortgage? If you take a...
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