Archived
Had a debt from a former landlord turned over to a collection agency. I am having trouble with the agency processing my payment
Lewis's answer
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Answered on November 07, 2014
No, you can't force the collection agency to give up the account and send it to another collection agency.
Some general advice: never give a...
Archived
I am in a divorce preceding and I'm in so much debt? My house is in forclosure. Is it wise to file bankruptcy now or wait until
Lewis's answer
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Answered on November 06, 2014
You may not ever need to file. Take advantage of a free consultation.
Archived
I have had 3 sales dates for my foreclosure house
Lewis's answer
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Answered on November 04, 2014
Something is off here. I am guessing you didn't file bankruptcy 3 times (each time a new sale date was entered).
You can't keep filing the...
Archived
Chapter 7 ?
Lewis's answer
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Answered on November 02, 2014
A joint bank account IS your asset. It is 100% yours and 100% your boyfriend's. So you may have gone over your exemptions with this bank account...
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What are my options to keep my home? I'm discharged from ch.7 bk and my sale date is for December 8. Can I file ch 13?
Lewis's answer
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Answered on October 31, 2014
The only way to keep the home at this point is to pay for it inside either a chapter 7 or chapter 13 bankruptcy. Tampa and the Middle District of...
Archived
How can assoc. Reschedule a foreclosure after chap.7 discharge (lien) and hv made payments since then on time.
Lewis's answer
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Answered on October 27, 2014
It is not clear from your post whether or not you stripped the past due HOA fees.
If your hoa have a final judgement against you can you put them in your bankrupcy and leave the house out?
Lewis's answer
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Answered on October 26, 2014
All debts and all assets must be listed in the bankruptcy. But just because the mortgage company has to be listed does not mean you will lose the...
Archived
A collector was constantly calling my work to collect a debt.
Lewis's answer
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Answered on October 25, 2014
I find it hard to believe that they are collecting on a second mortgage that you "never agreed to have". A second mortgage requires quite a bit of...
Should she make a one time payment to Sallie Mae to postpone legal action, or let her loans go into default?
Lewis's answer
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Answered on October 21, 2014
Yes, any payment restarts the statute of limitations period. Sallie Mae rarely sues, but that doesn't mean that they won't in your case. Or that...
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Archived
I need to know if I will have my check garnished even if I am paying out of my SSDI check.
Lewis's answer
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Answered on October 18, 2014
What are you being garnished for, and what is the total?
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