I am letting the HOA foreclose on my house and have decided not to file ch 13 bk to stay it.

I guess I won't see you today at 1:00 pm. (I notice you haven't taken the credit counseling class yet, because I would get an email confirmation.)...

Do I need to file for bankruptcy, I am on social security disability?

And to add on to the other good answer... if you decide to not file BK, this presumes you won't gain assets. If they get a judgment and sit back...

Where should I file my bankruptcy. Residency question

Go on a bankruptcy consultation. More often than not, it would be fine to file here before you leave. You would likely only have one hearing (the...

Should I reject or accept a mortgage deficiency waiver if I plan to file Chapter 7 in the current year?

It does not matter if you are definitely filling chapter 7. As of right now, mortgage forgiveness act is not extended into 2015.

Selected as the best answer

Is it legal for a debt collector to contact my ex spouses' extended family members?

It sounds like it may be a violation. If you have been paying them, it certainly seems like they have your contact information. So the contact to...

Selected as the best answer

Being garnished twice for student loans

I'm going to presume these were administrative garnishments? Were you garnished without a lawsuit? If so, then these are federal loans. You need...

What happens to my mortgage once hoa foreclosure.

If you would like to try to keep the home, you should consider a bankruptcy. Based on your valuation, you could strip away the HOA balance for the...

Converting from Chapter 13 to 7 back to 13 within 3 months.

Your request to go back to chapter 13 will likely require a hearing. The issue will be that you may have to make up all the chapter 13 plan...

What steps do I need to declare bankruptcy after divorce? Can I move out of state during the bankruptcy?

There are some immediate considerations here. First of all is the car. $9000 in equity may be a huge problem. But if it is jointly titled right...

After chapter 7 discharge received two unlisted creditors collection letters.

$500 to reopen is about right. It is at least $260 just in filing fees to reopen. I have had success in the past in sending a copy of the...