Archived
If I get a judgment against me in my credit card debt case, will it be annulled when I claim bankruptcy?
Lewis's answer
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Answered on January 28, 2015
Bankruptcy would eliminate the debt. But you should be concerned about homestead.
What is the value of the property and how much do you owe in...
Archived
Bankruptcy chapter 13 dismissed
Lewis's answer
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Answered on January 28, 2015
Something more is going on here than just a lack of communication with your attorney. Did you show to your creditors meeting? Have you made all...
Archived
I signed a contract on a house in the Villages and the title company found that the house had to go to probate.
Lewis's answer
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Answered on January 27, 2015
Yes, have an attorney look over the contract. I am not sure if you are trying to walk away form the purchase, or want to go forward. If you want...
Archived
I have a $56k debt I cannot afford & is accruing at an astonishing 18% rate. For YEARS I've tried to negotiate a lower rate,
Lewis's answer
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Answered on January 27, 2015
Your second mortgage may be able to be stripped in either chapter 7 or chapter 13. But you need to discuss with a bankruptcy attorney as to...
Archived
I've been paying $100.00 monthly since 3 years ago, to a collection agency from a Citibank $27.000.00 line of credit
Lewis's answer
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Answered on January 26, 2015
They will make the business decision to sue, or not to sue and keep trying to collect.
I filed a chapter 13 BK 5 years ago and am now at the end. How do I know if my student loan was discharged?
Lewis's answer
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Answered on January 26, 2015
Absent you having filed an adversary proceeding to have dischargeability to determined by your judge, then it was not discharged.
If this is a...
Archived
What type of attorney should I hire to help me negotiate business debts?
Lewis's answer
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Answered on January 26, 2015
My guess is that you have personally signed for a lot of these debts. You should seek out a bankruptcy attorney or consumer attorney.
Archived
Sued for credit card debt in Orlando what to do first, besides get a lawyer, want to settle for payment
Lewis's answer
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Answered on January 26, 2015
Do you have about $15000 laying around? That is about what they are going to want to settle. And over about 6 months tops.
Do you have other...
Archived
I have sschool loan wage garnishments against me. Do they have to refile with my new job or is it automatically transfer to them
Lewis's answer
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Answered on January 23, 2015
They will find you at your new job eventually.
An easier solution is to get into an income driven plan on these federal loans and stop the...
Archived
Wells fargo did not buy into gov. program so we were told true false or possible.
Lewis's answer
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Answered on January 23, 2015
No one can tell you if you qualify for a HAMP modification without knowing a TON of details. You need to see a foreclosure defense and/or...
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