Questions answered by Lewis Matthew Roberts

Archived

Can a money loan company come after you? Even tho you have already paid them?

Lewis's answer | Answered on February 27, 2015

We answer this question at least 10 times a day on Avvo. It is a scam company. Tell them to shove it. Do not give them any information at all.

Archived

I will need to file a bankruptcy. I own a business, is there a different bankruptcy I need to file ?

Lewis's answer | Answered on February 27, 2015

If you are not corporated, and just a sole proprietor with a "DBA", then you will file only a personal bankruptcy. Even if you are corporated,...

Archived

After a foreclosure, does the bank/credit union get 100% of the loan amount back from either the gov't or mortgage ins?

Lewis's answer | Answered on February 26, 2015

Is your only option to short sell the home? Have you considered a loan modification? Or living in the home for free until the foreclosure? ...

Archived

I have $18,000 cash in my bank account (my only asset). I am forced to take out BK 7 Will the trustee take all my cash.

Lewis's answer | Answered on February 26, 2015

Go to an attorney, pay to have the attorney file the bankruptcy, and do it in a hurry so you can use federal exemptions. Very likely the...

Archived

Chapter 7 keeping m car

Lewis's answer | Answered on February 25, 2015

You already received some fantastic answers the last time you asked this question. No one is going to tell you: you have absolutely nothing to...

Archived

Individual chapter 7 with joint property

Lewis's answer | Answered on February 23, 2015

You would have a small "buyback" on your share of the vehicle. Sometimes it can be so small, it is not worth it to the trustee to administer the...

Archived

I RECEIVED AN EN EMAIL FROM CASH USA ABOUT A LOAN THEY SUPPOSEBLY DEPOSITED TO MY ACCOUNT AND NOW THEY SAY THEY WILL SUE.

Lewis's answer | Answered on February 18, 2015

Scam scam scam scam scam. Tell them to go pound sand. They won't know what to do.

Archived

My mother received a call from a collection agency looking for restitution on funds for a time share my late grandfather owned.

Lewis's answer | Answered on February 18, 2015

It sounds like so many collection violations that it is probably a scam company calling. Have you googled the phone number?

Archived

If I reaffirmed my mortgage in a bankruptcy why doesn't it show up on my credit report?

Lewis's answer | Answered on February 17, 2015

I assume you have good, on tune payments and that is why you want it reported. Send a letter in writing to three lender and all the credit...

Archived

I'm in chapter 13 already for over 2 years am I allowed to open a safe deposit box ?

Lewis's answer | Answered on February 17, 2015

You don't need permission to open a safe deposit box. I would only be worried about what you are putting in it.... assets that were already...

Lewis Matthew Roberts's Answers (1554)

Can a money loan company come after you? Even tho you have already paid them?

I will need to file a bankruptcy. I own a business, is there a different bankruptcy I need to file ?

After a foreclosure, does the bank/credit union get 100% of the loan amount back from either the gov't or mortgage ins?

I have $18,000 cash in my bank account (my only asset). I am forced to take out BK 7 Will the trustee take all my cash.

Chapter 7 keeping m car

Individual chapter 7 with joint property

I RECEIVED AN EN EMAIL FROM CASH USA ABOUT A LOAN THEY SUPPOSEBLY DEPOSITED TO MY ACCOUNT AND NOW THEY SAY THEY WILL SUE.

My mother received a call from a collection agency looking for restitution on funds for a time share my late grandfather owned.

If I reaffirmed my mortgage in a bankruptcy why doesn't it show up on my credit report?

I'm in chapter 13 already for over 2 years am I allowed to open a safe deposit box ?