One of the 3 credit bureau shows accounts and names that does not belong to me

You need to send dispute letters to the creditor and the credit reporting agencies. Make sure you send them certified mail, return receipt to...

Will Florida's homestead exemption be able to exempt rental property located on homestead property? 4 houses on 1 lot.

You cannot claim the whole parcel as homestead because of the rentals located on the property. But you gave no mention as to whether this...

Chpt 7

A Chapter 7 "may" be able to eliminate a second mortgage in the near future. There is a case pending in the Orlando division that may allow a...

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Is there a way to eliminate a 2nd mortgage without going through bankruptcy?

I can't think of a scenario to simply eliminate your second mortgage. Even if the second mortgage company were willing to write off the debt, they...

I filed Ch 7 & was discharged Dec. 09' My attorney did not reafirm my second mortgage even though I requested it to be reafirmed

I personally don't let clients reaffirm mortgages. There is no reason. You make your monthly payment, they cannot foreclose. If you ever fell...

I filed Ch 7 in 10/07 and sent my house key to country wide in may 08 at my lawyers advise. I have heard nothing since then

Knowing the foreclosure process in Florida, I would not be surprised if this property is still in your name since it takes a long time for the bank...

Can you declare bankruptcy to get out from under a mortgage?

More information is needed. First off, is there only one mortgage or is there a second or home equity line? Depending on your income, expenses,...

Re: Response from Lewis Matthew Roberts to Chapter 13 being only avenue.

I would say it is difficult to explain this through emails. But if your unsecured debt is only $15,000 (the credit cards), most of the time you...

Is chapter 13 the only avenue for me if I own 2 homes as well as vacant land and I only can afford to pay for 1 home mortgage.

A chapter 13 usually provides a good level of flexibility in your situation. Your concern should be with the amount of unsecured debt that you...

What does notice of volutary dismissal mean ?

It does in fact appear that your creditor has dropped the suit.... for now. It seems unusual that they would drop the suit on mention of you...