Archived
What is my legal responsibility on a home that I've filed bankruptcy on & is in foreclosure in Florida over 2 years ago? DP
Lewis's answer
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Answered on July 14, 2010
You are no longer financially responsible for the mortgage if you surrendered the property in your bankruptcy - meaning you did not reaffirm the...
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Archived
Short sale
Lewis's answer
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Answered on July 13, 2010
The realtor's attorneys are only protecting the realtor. Not you. You need to seek independent advice from a consumer protection attorney. ...
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Me and my grandmother live in an age restricted comunity shes 85 im 24 im a medical student, my grandmother wants me to stay in
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Answered on July 11, 2010
I would assume the association documents for the 55+ community has strict guidelines for who can be a resident of the community. I would assume it...
Archived
What kind of atty. do we need? Is FL a non-recourse state? Do we qualify? Is it certain that we'll get a 1099 at year's end?
Lewis's answer
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Answered on July 11, 2010
You will get a 1099C for forgiveness of debt. Especially since you used money form a HELOC loan to buy present home, that debt will not be...
Archived
Can I default? upside down in my mortgage; payments current. Shortsale is not feasible; condo is valued at 1/10 balance.
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Answered on July 02, 2010
Is this your primary residence? If so, you may qualify under the debt forgiveness act for any deficiency balance.
Or have you considered...
Archived
We were renting and it went into foreclosure so we moved cleaned and painted now they want 2 keep our security deposit can they
Lewis's answer
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Answered on July 02, 2010
It is not clear - but it reads like you left the lease early.
If so, you may have broken the lease and forfeited the deposit. Just because they...
Archived
I renewed my rental agreement as it turns out, while the landlord was in foreclosure. Does this make the lease null and void?
Lewis's answer
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Answered on July 02, 2010
Without reading your lease, no one could determine if you could walk away. But I am presuming you have a valid lease.
Why do you assume you...
Archived
Is there any recourse against a Debt Collection Agency that we sent a check to & now we can't get ahold of anyone?
Lewis's answer
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Answered on July 02, 2010
Their website states that they are not lawyers. I think you have been scammed.
Archived
Landlord maybe filing bankruptcy, but only on the property I live in.. she is keeping her house, 4cars,rv's etc, just my house?
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Answered on July 02, 2010
Foreclosures take a long time to complete in Florida. Filing for bankruptcy is only taking your landlord's personal obligation away, the lender...
Archived
Will my car be taken by Trustee if I file chapter 7?
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Answered on June 28, 2010
Well, I am sorry, but I basically disagree with all the answers in some sort. The first answer references a rental/vacation property? I don't...
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