Due to my husbands layoff in 2009, I had a short sale done in FL. It was done Nov-10 & they didn't provide a waiver letter.

There is no way to know if they will come after you. They have 5 years to pursue a deficiency judgment. As to the 1099C, you might not have to...

If my name appears on a deed but not on the loan itself (my credit not used) if the property goes to forecloser am i responsible

You are not responsible for the debt if you did not sign the promissory note. But if your name is on the deed, a foreclosure may appear on your...

If your trustee wants you to pay for household goods, will they give you time to pay it, a payment schedule?

Yes, it is called a buy back. Most of the trustees give you 10 months, interest free.

They aren't going to return your calls because they got what they wanted - a garnishment. So their client is going to get paid. You need to see...

I have been asked for a copy of my last two bank statements and pay stubs. I would like to know why.

They simply want to know how much money you make and how much money you have. Someone who has $50,000 in the bank and makes $500,000 year probably...

I have a 2003 paid for (no lien) Ford Taurus. How can I protect it from creditors threatening to sieze it to pay off a debt owed

You probably have enough exemptions to cover the value of the car. You can file another chapter 13 and pay your disposable income over up to 60...

I received a B10 Proof of Claim for Creditors stating dividens appear possible and a 3 month extension.

Did your chapter 7 trustee inform you, or your attorney, that there were assets the trustee would be administering? Was your car worth too much,...

I am doing a chapter 13 but I cant even find who holds my mortgage my atty is going back to the original Fist Franklin

Did you actually suggest that the poster stop making payments to figure out who owns the note? Even in jest, that was bad advice. Sarcasm isn't...

I have unpaid credit card bills that I have not paid or responded to in more than 4 yrs. How would statute of limitations help?

Why do you think filing for bankruptcy will affect your ability to get a job?

In a foreclosure am I protected against capital gains?

Depends on whether the home was your residence, or investment property. But most likely, you are protected from any capital gains tax. Where...