Archived
We are buying a home with 20% down payment. The loan is under both names . Can we issue the Deed just under my wife name?
Lewis's answer
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Answered on May 05, 2011
Not enough information. Who is applying for the loan, one of you, both of you?
But normally, the lender will want to see the deed to be in the...
Archived
Unemployment and Chapter 13 Plan
Lewis's answer
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Answered on April 30, 2011
Just because you are over the state median does not mean you don't qualify for a chapter 7. And when you say you want to keep exempt cash accounts...
Archived
What are the rules on cops taking private property (golf cart) from your fenced property after you close the gate & tell them no
Lewis's answer
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Answered on April 27, 2011
Not sure this is the right category for this question. But there appears to be a huge hole in the story of what was going on.
Archived
Can I recieve a 1099 for a condo that has been foreclosed by the bank?
Lewis's answer
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Answered on April 27, 2011
You will receive a 1099. Whether you have to pay taxes on the 1099 is a different question.
Was this a principal residence, or...
Can a trustee take our refund money from a federal income tax return directly from the IRS if we file Chapter 7 bankruptcy?
Lewis's answer
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Answered on April 27, 2011
I agree with the first answer. A trustee can intercept a tax return, it happens all the time. So the third answer is not correct. Second answer...
Archived
Can a creditor call individuals not associated with my account to leave messages or threats to be passed on to me?
Lewis's answer
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Answered on April 27, 2011
What were the specific threats left on the messages? Were the messages saved?
Even if the FDCPA does not apply, there is a Florida Consumer...
If I file bankruptcy ch 7, will they make me sell my personal items?
Lewis's answer
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Answered on April 26, 2011
Based on what you have listed as your assets, you would not have to give anything up in bankruptcy.
Since you do not own a home, you have the...
Archived
How much of exemption do I need?
Lewis's answer
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Answered on April 25, 2011
Not sure why you need to hear about how California is a community property estate.... it has no bearing to you and only confuses your...
Archived
I am filing personal bankruptcy and own a small business...
Lewis's answer
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Answered on April 22, 2011
Most trustees are not going to want to liquidate your business even if the "asset" cannot be fully covered with exemptions.
Almost all trustees...
Archived
I had a bank place a Lis Pendis on my property however I have no loan/mortgage with them.
Lewis's answer
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Answered on April 21, 2011
The bank may have "clouded" your title like the second attorney stated. But I think we need more facts.
Do you owe money to this bank? Is this...
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