Archived
What happens after the bank "Voluntary dismissal" a case of foreclosure? Do they have to start the process all over again?
Lewis's answer
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Answered on August 31, 2011
Yes, they have to start the foreclosure all over again. They can't sell your house until the court allows it.
What do you mean by "threatening"...
Archived
Renting through a rental agency & actual owner of the house is going into foreclosure, are we able to get our deposit back?
Lewis's answer
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Answered on August 31, 2011
I am not sure why it doesn't seem fair, as the previous attorney posted. Just because your landlord is not paying rent, for whatever reason,...
Archived
Problem with collections after foreclosure
Lewis's answer
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Answered on August 30, 2011
Sure can. I think you are confusing the foreclosure of the property with collection on the promissory note.
Remember, there is a mortgage...
Archived
Ch.7discharged tried to make payments tried for modificationhusband lost his job2010its 2011 they said loan had been modified .
Lewis's answer
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Answered on August 26, 2011
Please make sure you did not reaffirm the mortgage in your chapter 7 bankruptcy.
Archived
I bought lawn sod and had it installed in June by Marcos Bietro. It was St. Augustine. I asked him for a bill at the time I paid
Lewis's answer
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Answered on August 23, 2011
Sue him in small claims court.
Archived
Losing house in Florida, can I save it by moving there and claim it as primary residence?
Lewis's answer
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Answered on August 22, 2011
Just filing "homeowner's exemption status" does nothing to slow down the foreclosure process.
I think you are referring to claiming homestead. ...
Archived
Our home has a spa business loan attached to our mortgage,we are fling ch7,would we be able to save our home and get rid of that
Lewis's answer
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Answered on August 22, 2011
You cannot modify a mortgage in chapter 7. But chapter 13 may allow you to get some relief.
Without seeing the loan documents, I am not sure if...
Archived
Can I file bankruptcy and have credit card debt included, my business is incorporated.
Lewis's answer
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Answered on August 22, 2011
In almost every single case, you signed personally for all of the business debt - including business credit cards, leases, etc.
So yes, your...
Archived
After chapter 7 with a first mtg. lower than the value of a home, and the HELOC taking way over, any solutions?
Lewis's answer
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Answered on August 21, 2011
I think you are saying that your home is worth less than what you owe on the first mortgage.
If so, you can:
1) Continue to pay both...
Archived
Neighbor disputes- Neighbor tree damaging my roof
Lewis's answer
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Answered on August 18, 2011
Go to the county property appraiser's website and look up the address for the property. That will give you the owner's information.
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