Archived
My fiance is filing ch 7 bankruptcy but we're getting married before her debts are dicharged. Can I be excluded from the filing.
Lori's answer
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Answered on April 12, 2010
As long as you don't have any debt together, her bankruptcy will not impact your finances at all. The only time it could effect you would be if...
Archived
Does the bankruptcy fall on my husband?
Lori's answer
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Answered on April 11, 2010
If he is not on the debt or the deed, he will have no personal liability for the debt or the taxes... it's as if you are renters right now. The...
Archived
Can a person do a short sale while starting a chapter 7
Lori's answer
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Answered on April 11, 2010
I don't know about California, but in Florida this happens quite often and usually all we need to do is sign a consent to relief from the automatic...
Archived
How many years do I have to wait to fil a second chapter 7 bankruptcy
Lori's answer
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Answered on April 11, 2010
The Bankruptcy Code requires 8 years to pass between chapter 7 filing dates, so if you filed on 2/1/03, then you have to wait until 2/2/11 to file...
Archived
Does lender even have the RIGHT to 1099 me after a Chapter 7 bankruptcy?
Lori's answer
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Answered on April 11, 2010
This is tricky and we're dealing with this a lot lately. If the debt is forgiven before the bankruptcy is filed, they owe you a 1099 and you will...
Archived
I have a judgement against my ex, he has now filed for chapter 13 on hs home and his attys fees. Does my judgement stand and is
Lori's answer
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Answered on April 10, 2010
Is your judgment for child support or alimony or is it for something else?
If it is for child support or alimony, your judgment is safe, but...
Archived
Proposing 0% plan to creditors for Chapter 13
Lori's answer
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Answered on April 10, 2010
I have two questions: 1) how much time until you hit your 8 year mark and 2) why do you "need" to file now? Has someone sued you? Until a...
Archived
Chapter 13 bankruptcy
Lori's answer
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Answered on April 10, 2010
I'm with those two before me. There is no way to answer that question right now with that information and you shouldn't assume that 13 is going to...
Archived
Chapter 13 BK confirmed and need to know if we can access IRA funds without fear of creditors. Also need info regarding home.
Lori's answer
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Answered on April 10, 2010
Regarding the house: You can still try to release the house to the bank via deed in lieu or short sale if you don't want a foreclosure, but seems...
Archived
What does the value of a car need to be to be exempt for Chapter 7
Lori's answer
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Answered on April 10, 2010
In Florida, If you are keeping your home or owe child support or alimony, you are allowed to keep $1,000 worth of personal property (any "stuff"...
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