Archived
I got a Chapter 7 bankruptcy discharge in 2003. How long do I have to wait before a file Chapter 7 again?
Lori's answer
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Answered on June 19, 2010
I agree with the others that you have to wait 8 years and 1 day from the last FILING date (not the discharge date) to file another 7. It may be a...
Archived
I just was informed that a credit card company is filing a judgement against me. I would like to file chapter13.
Lori's answer
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Answered on June 19, 2010
Garnishing of wages is one of several things a collector can do once they get a judgment. Before going the bankruptcy route, and if this would be...
Archived
Rights after Ch 7 in regards to Home Mortgage
Lori's answer
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Answered on April 29, 2010
I agree with the previous answer, but wanted to add: the Bankruptcy absolved your personal responsibility for the debt (good thing). The bank...
Archived
Owed $100K on a HELOC loan on my Fl.home opened in 2004. & An additional $90K added to the same loan in 2007,now comes a CH 7.
Lori's answer
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Answered on April 29, 2010
You need to go review everything with an attorney who specializes in an area of bankruptcy law called "creditor's rights" to have them assess where...
Archived
I am making payments to a debt collector for a Capital One bill. The collectors took us to court. Can we bankrupt them?
Lori's answer
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Answered on April 29, 2010
Absolutely! We do it all the time.
Archived
Chapter 7 Bankruptcy Exemptions?
Lori's answer
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Answered on April 24, 2010
It is good advice to get some legal help doing this. That being said, generally those amounts are "per debtor" so you should be able to stack them...
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Archived
Chapter 7 bankruptcy personally not my wife. due to commercial RE she is not on mtg.
Lori's answer
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Answered on April 24, 2010
You definately need to go see an experienced bankruptcy attorney. The way I read your question, though, it seems to me that if your spouse is not...
Archived
Filed Bnkrptcy in early '05. Atty didn't reaffirm Mortgage?
Lori's answer
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Answered on April 24, 2010
Ms. Patton is with Mr. Patten on this one. Your attorney did you a favor. Here in Orlando our judges aren't ratifying reaffirmation agreements on...
Archived
Lost my job cant pay ther trustee can I get it dismissed from hardship?
Lori's answer
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Answered on April 24, 2010
I just went to answer this one, but I can't do any better than Mr. Nager just did... there are too many variables to suggest which of those options...
What happens if you decide to back out of a chapter 13 bankruptcy?
Lori's answer
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Answered on April 24, 2010
I agree with the other two answers. In my jurisdiction, we cannot skip payments if we haven't been confirmed yet. If that is your case, then you...
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