Archived
Do I need a real estate attorney? I want to have the electric utility co. run underground power.
David's answer
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Answered on March 02, 2009
Real property law is often modified by state statute, so I would recommend seeing a lawyer. Most power companies want easements.
Good Luck!
Archived
In July of 2007, signed a mortgage but the loan was not fully funded due to the lender's bankruptcy. How do I fight foreclosure
David's answer
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Answered on March 02, 2009
You have what appears to be a very defensible mortgage foreclosure. If they never performed, then they are in breach, and so are their successors...
Archived
In July of 2007, signed a mortgage but the loan was not fully funded due to the lender's bankruptcy. How do I fight foreclosure
David's answer
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Answered on March 02, 2009
You have what appears to be a very defensible mortgage foreclosure. If they never performed, then they are in breach, and so are their successors...
Archived
I filed chapter 7 bankruptcy 5 years ago. I continued to make my mortgage but lost my job recently. They said they disclaim
David's answer
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Answered on March 02, 2009
Secured debt such as a mortgage is NOT discharged in Chapter 7 bankruptcy. You "reaffirmed" the debt as a matter of law when you made the first...
Archived
I recently married and my husband owes credit card debt would I be responsible if he dies (NJ)
David's answer
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Answered on March 02, 2009
Unless you signed a document assuming his premarital debt, I know of no state where the creditor can come after you.
Archived
My ex-boss is suing me for a debt he claims I owe him but we had no written contract. What should I do?
David's answer
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Answered on March 02, 2009
Please look at my answer under "Appeals"
Do not admit to him or to anyone that you owe him the money. The Statute of Frauds requires that debts...
Archived
Filed for bankruptcy in December of 2007. It was discharged in March of 2008.
David's answer
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Answered on March 02, 2009
It is amazing how long some of the lenders take to retrieve the collateral!
I would park it in a secure place, write them one more letter saying...
Archived
Credit Card Debt
David's answer
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Answered on March 02, 2009
You need to discuss you personal situation with a consumer bankruptcy lawyer. You may be a good candidate for Chapter 13 which can reduce the debt...
Archived
Ex husband is filing bankruptcy, both of our names are on the title of the car. How can I keep the car so its not repo'd?
David's answer
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Answered on March 02, 2009
Answer these questions:
1. Did you and your husband buy the car while you were married to each other and finance it in both names?
2. When...
Archived
Re-entering the USA after bankruptcy has been forced upon me.
David's answer
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Answered on March 02, 2009
Bankruptcy in the U. S. is significantly different from that in the U. K. where you can be forced into bankrtupcy for non-payment. Although the...
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