Ex signed a quit claim deed and filed bankruptcy, CitiMortgage is still requiring him to sign the mortgage modification, why?

The easiest solution may be the best solution in this case. Did your 'ex' sign the note? The note memorializes the debt obligation while the...

Is it Legal for lenders to change the lock of my house after foreclosure judgement but before auction date set by court

I would not advise breaking into your home to retrieve your things. The best course of action would be to contact your local sheriff's office and...

Does the insurance purchased by mortgage co. cover losses to my possessions during foreclosure or do I need to cover myself?

This question requires a review of the particular policy. Typically, a mortgagee has no interest in chattel (your possessions) and would not...

Plaintiff gave $1 as consideration for the assignment of the note and mortgage. Shouldn't plaintiff's claim be limited to $1?

This argument is tenuous and would require an experienced attorney familiar with the judge's in your particular jurisdiction. Assuming arguendo...

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Can someone get a modification on their mortgage without the signature of the other person on the deed?

Far more facts are need for proper response, I have provided the information below in hopes you seek an experienced attorney or legal aid....

Bank of America transferred loan servicing to Nationstar this month. BOA file complaint for foreclosure back in 11-2012.

Ideally, Nationstar (NS) honors the short sale agreement and allow you mitigate you loss via short sale. Unfortunately, I have seen a lot of files...

Assignment of Deed of Trust was signed by employee of the new lender acting as an employee of the old lender? Is this legal?

Disclaimer: The materials provided below are informational and should not be relied upon as legal advice. I am not a CA-attorney. In most...

Our house is on short sale. but why is it that we received a notice of default and election to sell under deed of trust?

First it is important to consult a CA-licensed attorney as there may be some CA-specific statutes that afford homeowners rights to mediate or...

Foreclosure settlement meetings and what really happens and how they work.

Mediation programs are typically state orchestrated and may even be jurisdiction specific. I understand you do not have finances to solicit an...

Does the inability to enforce a promissory note render a mortgage lein invalid?

This is a very interesting question but requires review of specific documentation. Was the note rendered void or was the party attempting to...