On a chapter 13 we are requesting loan modification to keep my home. Does the final judgment has to be vacated?

The fact that there is a final judgment entered does NOT prevent you from seeking a loan modification in a chapter 13 bankruptcy, so long as there...

Bankruptcy lawer said we would be in the house for few years thru forclouser & the trustee sold the deed . now i have to rent it

Unfortunately this is a brand-new tactic that the bankruptcy trustees in Florida have come up with in order to get some money into your bankruptcy...

I never knew that there was a judgement against me from 2005 until 2008 when they froze my checking account. I disputed this.

Because when they actually have a judgment against you they can take the money now and ask questions later, so to speak. It sounds like you had...

I received notice today that I am going to be sued for debt from a Care Credit medical credit card used for dental expenses.

Based on the information you provided, assuming that you are the only person responsible for the debt and that your husband isn't also included, it...

How do I evict a home owner from a property I purchased at a HOA foreclosure auction?

You mention the homeowner--well guess what, that's you! The former homeowner is there without a legal right to be and you are not required to treat...

I live in Florida and have unfortunately defaulted on several pay day advance loans within the past year or so.

Unfortunately, payday advance collectors operate almost completely outside of the law. Often they are not based in this country and provide bogus...

Yes, based on the information provided it sounds like a dischargeable debt. I would be happy to meet with you and review your situation in more...

How long after the foreclosure is final do I have to move from my house?

Generally, ten days after the sale the deed will transfer to the bank at which time they become the legal owners of the property and can begin the...

If you buy this property you are doing so subject to any mortgages in place, which are superior liens. You will not be able to avoid the mortgage...

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When does the foreclosure show on your credit report.

In my experience it can be different with every bank, but usually what I see is that the account is Reported as being "in foreclosure" once it hits...

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