Tennessee does not have a specific exemption for tax refunds, they are just considered personal property subject to the $10,000 limit. However,...

I always ask my clients to think about what someone would actually pay for the item, not what it was worth to them personally (sentimental value)...

I am 24 and have alot of medical and claims on my credit and i am thinking of filling for bankruptcy to get a clean slate

It sounds like a chapter 7 bankruptcy might be a good option for you, but you will get better answers by meeting with an attorney and making sure...

Chapter 7 Bankruptcy filed in November 2013; meeting with the creditors was on December 6, 2013.

What Ms. Larkin says is correct. As someone from your area, I will add that most trustees require a copy of your tax return when filed and...

How do I find out how much I owe and who I owe? Do I need to hire an agency to settle the debt for less? Thank you

You can get a free credit report from each of the three agencies once per year at www.annualcreditreport.com. The credit reports should cover most...

How do I know if there are any pending warrents or judgements against me?

Typically you would have been served with a summons if you had anything pending in court. Also, your county most likely has an online system (free)...

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My only income is social security. what bank statements would be required at a 341 creditor meeting by trustee ?

Typically a chapter 7 trustee will send you a letter with information he or she would like you to provide before the 341. Each trustee has a...

Bank wants me to surrender my vehicle on 1/6/2014.

If the bank wants to pick up the vehicle while you are still in your case, they will need to file a motion for relief or get the trustee to sign an...

Can we walk away from our house that was listed in our chapter 7 bankruptcy?

Generally, yes, you can walk away because the debt was discharged in your bankruptcy. You may want to review your records or contact the attorney...

3 year old payday loan

If you were really a defendant in a case you would have been served with a summons or a warrant. Google the phone number and see if there are other...