Brachmanis v. Fire Insurance Exchange
Jan 27, 2012OUTCOME: Plaintiff jury verdict: $134,450 + interest + fees
Fire Insurance Exchange (Farmers) denied claim for water damage stemming from frozen pipes in attic of unoccupied residence. The policy required insured to take reasonable care to maintain heat in the ... building, or to drain pipes of water. Adjuster asked 3 questions: (1) was building vacant? (2) was furnace on? (3) was water shut off? Jury found 12-0 on breach of contract and 11-1 on breach of implied covenant of good faith and fair dealing (bad faith).
