Archived
I live in a ground floor condo in Tampa (I own it). Recently, a water pipe in the upstairs unit broke and caused significant
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Answered on August 23, 2010
Did you report this to your insurance yet? If not they will generally try to have the upstairs tenant or their insurance company pay the claim. ...
Archived
What exactly can I go after if the seller breaches our real estate contract?
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Answered on August 23, 2010
The contract you signed will state what happens in a default. Since you have so much to risk, I would suggest a local attorney. Also sometimes...
Archived
Lis pendens on a home I no longer own but I am named as a defendant!
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Answered on August 23, 2010
In general many parties are named on a foreclosure suit. This may include tenants, etc. This is very common. Perhaps the attorney who filed it...
Archived
Loan Forensic Auditing - Good or Bad Idea - for a Stated Income Loan?
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Answered on August 22, 2010
I do not know of any homeowners who were investigated for lying about income on stated loans. I do know of mortgage brokers who were investigated...
Archived
Should I put "No Deficiency" in my Short Sale or Deed-in-Lieu Request upfront with Lender?
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Answered on August 22, 2010
Since the no deficiency is a material item, you should make sure the lender is aware that is part of the deal from the beginning. Otherwise you...
Archived
How to I add my husband's name to the deed on my house. It was a quick claim deed and we have paid it off?
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Answered on August 22, 2010
You will need to prepare or have someone prepare a Quit Claim deem from you to both of you. This is a one page document that will be filed at the...
Archived
How can we get the bank to allow us enough time to sell our home and avoid a short sale?
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Answered on August 22, 2010
It appears they are starting the foreclosure process. I would call my real estate agent and make sure the house is priced to sell. In general the...
Archived
Could a short sale come up in your credit report as a foreclosure
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Answered on August 22, 2010
It should not be shown as a foreclosure but a debt satisfied for less than owed. Either will hurt your credit. Do not dispute it online but send...
Archived
I was out of work for 14 months & fell behind on the mortgage. I got a job in April, & filed paperwork to modify it.
Gust's answer
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Answered on August 22, 2010
In general applying for a loan modification does not stop foreclosure. The process can take 3-6 months. First seek local counsel to deal with the...
Archived
Can a HOA evict a tenant for back hoa dues not paid by homeowner
Gust's answer
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Answered on August 22, 2010
A local attorney will be able to help you. The issues are too complex to answer in this forum, but you do have rights and a possible monetary...
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