Once a probate is opened you can decline or consents to the other person.

YES, to follow the directions of a will, requires probate in Florida, even if the assets are exempt. Some may say you don't need a probate for the...

Request a copy of the trust is the first step.

She may be entitled to percentage of all assets that make up the elective share which may include the annuities.

The PR would have the authority to liquidate assets, but the funds would belong to the estate.

If you have an interest in the property you can deed your interest to your mother

It means they are trying to end the case. If all the claims have not been dealt with, the court will often find that and not conclude the case...

Sounds like a probate needs to be opened to properly respond to the “foreclosure complaint”

Demand she files it with the court as required under the Florida statutes and then get a copy from the court or hire an attorney to take care of this

Perhaps, see Howard’s explanation as it is relatively complete other than addressing a homestead waiver or pre or post nuptial agreement