I took out a L/T disability policy with a major insurance co, in 1996 . I became disabled in 2013. They paid me for 24 mos and

Under many private long term disability policies, after benefits have been payable for 24 months, the definition of disability changes from "own...

Should I only tell Social Security my most recent diagnosis when applying for SSI?

The Social Security Administration is required to consider the effect of the combination of an applicant's medically determinable physical and...

IS there any attorney out there who has had an issue with Long Term Disability with UNUM?

Many group disability policies require benefit recipients to apply for, and make their best efforts to qualify for, Social Security disability...

About Disability.

As a general rule, you should apply right away. Note, however, that some Administrative Law Judges will not award Social Security Disability...

Denied 2 times for Social Security Disabilty Insurance , do I need a attorney

It is a good idea to be represented by an attorney at your Social Security Disability hearing. The attorney ensures that all medical records are...

I have diabetic neuropathy, suffer from depression, have social anxiety, and panic attacks. Can I get supplemental social secu

Almost any medical condition can qualify an individual for Social Security Disability benefits. The issue is the severity of the condition and how...

I was awarded social security disability. My disability insurance company wants rights to my awarded payment. Do they have the r

Most group long term disability policies contain an offset for other income benefits such as Social Security Disability. Under these policies, the...

After being denied for a disability application, is there a state of limitations on filing for appeal or reconsideration?

The deadline to appeal the reconsideration denial is 60 days. SSA will sometimes pardon a late filing if the Claimant makes a showing of good...

Can a will overwrite the payout/distribution of group life insurance policy thou a beneficiary is named on the insurance policy?

The life insurance policy is a contract whereby the insurance company has a contractual obligation to pay the beneficiary in the event of the...

Social security information is not public record. The file contains personal information including dates of birth and social security numbers....