Questions answered by Erin Suzanne Baggett

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Can I get rid of my homeowners association lien in a Chapter 7 bankruptcy?

Erin's answer | Answered on June 22, 2014

Perhaps. It depends on a variety of factors which we couldn't analyze on here due to lack of space. You should have your case analyzed by at least...

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Received an order dismissing confirmed chapter 13 for failure to make plan payments.

Erin's answer | Answered on June 21, 2014

Review the judge's order and speak with your attorney immediately. Some but not all of these orders do allow a final 14 days to cure, but you need...

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My Dad passed away in Florida on 6/11/14 from cancer that spread in his body . He signed a will giving all to a girlfriend

Erin's answer | Answered on June 21, 2014

You may be able to contest the will. Speak with a probate attorney licensed in Florida first thing Monday morning for information on the contesting...

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Bankruptcy and personal property

Erin's answer | Answered on June 20, 2014

Yes. The Trustee has the right to have an appraisal of your property to see if in a Chapter 7 you have any nonexempt property to liquidate for the...

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Can filing bankruptcy before vehicle reposession halt the repo? Can it stop it completely?

Erin's answer | Answered on June 20, 2014

If done properly, you can discharge the deficiency in bankruptcy. But you can also cure the arrearage in a Chapter 13 if you wish to keep the car.

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Deficiency on repo and ability to garnish wages/bank accounts, etc.

Erin's answer | Answered on June 20, 2014

It does make a difference in Florida. One of the exemptions from garnishment is head of household, for people in just this situation. You will have...

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Who do I contact about these people who keep trying to contact me about paying this unpaid payday loan with threats?

Erin's answer | Answered on June 20, 2014

I agree. The FDCPA is designed to prevent such threats. You cannot be arrested for nonpayment. You can be arrested for bad checks, but that is not...

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Hypothetically if I stole my mortgage note can I claim I am owner and holder?

Erin's answer | Answered on June 18, 2014

I've not seen a case where the bank or its attorney has actually stolen the note. Most often the original bank has sold the servicing rights to...

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I need to speak to a landlord tenant attorney

Erin's answer | Answered on June 15, 2014

Unless you put your contact info in the actual posting itself, which I do not recommend, this site is completely anonymous for those seeking legal...

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I did a short sale and the bank filed the discharge of mortgage

Erin's answer | Answered on June 15, 2014

Unfortunately we see this quite often. It is best to have an attorney on your side for this reason in a short sale. But I agree, review the...

Erin Suzanne Baggett's Answers (175)

Can I get rid of my homeowners association lien in a Chapter 7 bankruptcy?

Received an order dismissing confirmed chapter 13 for failure to make plan payments.

My Dad passed away in Florida on 6/11/14 from cancer that spread in his body . He signed a will giving all to a girlfriend

Bankruptcy and personal property

Can filing bankruptcy before vehicle reposession halt the repo? Can it stop it completely?

Deficiency on repo and ability to garnish wages/bank accounts, etc.

Who do I contact about these people who keep trying to contact me about paying this unpaid payday loan with threats?

Hypothetically if I stole my mortgage note can I claim I am owner and holder?

I need to speak to a landlord tenant attorney

I did a short sale and the bank filed the discharge of mortgage