I live in Osceola county Florida and have a home with a mortgage that is larger than it's value and I am about to loose it.

The other properties, yes. If none is homesteaded, they are all subject to having a lien placed on them to cover that deficiency that my...

Midlund (Collection Agency) is suing me for debt. Court date set already. I have no income, only husbands. Outcome? Ideas?

You definitely have options available. Bankruptcy is probably one depending on how much debt you have. But Midland is a debt collector, so you have...

Can I foreclose on the bank after buying a property sold in an HOA foreclosure? Was the HOA lien considered a super-lien?

The bank still has an interest superior to the HOA/your interest as purchased at the HOA auction. HOA trials unfortunately do move much faster...

Hello I am in default on 4 credit cards 2 of which since 2011. One card I have a balance now of almost 12k is suing me.

The creditor first has to seek court permission before it can garnish your wages. Not all creditors will take this route; some will go right to...

Should I complete fact summary sheet and forward to creditors attorney or file for bankruptcy.

You need to sit down with an attorney as soon as possible to discuss your options. Bankruptcy may be the best option base on what you've presented...

How do I reverse a quit claim with my va loan.

I would certainly sit down with a real estate attorney as soon as possible. It's very difficult to properly transfer real estate, especially when...

Garnishment after judgment what personal property can not be taken? house, truck, tools, etc.

Florida allows you to exempt certain items if you have lived here long enough, including your homestead equity, certain retirement accounts, $1,000...

Florida does allow the head of household to proactively claim an exemption from garnishment. However you must actually claim the exemption, as the...

Chapter 13 question

Either of these could occur. It depends what the court or plaintiff does. If the suggestion of bankruptcy closes the case, plaintiff will have to...

Can a credit card debt collector garnish wages or place liens on property after 5 years?

Do not respond to them. Do not make any payments or any promises in any way to them. If you do, you may arguably restart that statute of...

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