I Missed the time to file for head of household exemption to stop a wage garnishment, but the garnishment is leaving me broke

I quite agree with my colleague. A bankruptcy by and large offers you the best protection. Even if you did qualify with head of household, there...

You need to review your lease with a landlord-tenant lawyer before you make a decision. The lease likely governs and could serve to protect you if...

Credit card debt over seven years old

The entry of judgment does not have to fall within the statute of limitations. What does is the filing of the lawsuit. If the lawsuit was...

Credit card debt was late payment in March 2007 which is over seven years old. Do they have a legal actions to try to collect?

It depends on what the lawsuit's cause of action would be. If it's one of the standard causes of action, such as open account, account stated, or...

Do Pro Bono Bankruptcy attorneys (Chapter 7 Bankruptcy) exist?

Yes, they do exist. It can be difficult to find one because of the qualifications you must meet to be considered for pro bono work. I'd you...

Wells Fargo will not go forward with a short sale for almost 2 years. We have 2 buyers waiting.

I see a glaring issue here. If Wells Fargo is the company foreclosing and they are aware you have an attorney, as they should because your...

I have no credit cards debts or else; however I have a foreclosure home (85.000+ Jr mtg

Based on the information you have provided, no. There is equity for the second mortgage to attach to. You could have an appraisal done by a...

If mortgage lenders are not included in a Chapter 13 repayment plan can they seek payment after discharge?

Typically no - assuming the petition was filed correctly, the creditor was notified, and your plan stated this was your intent. Usually the plan...

After a judge dissolve a garnishment in Fl, can the debt still active?

Yes, the debt can still be active. Judgments in Florida are enforceable for twenty years, and the judgment creditor can sometimes seek an...

I have a hospital stating if I dont pay them 100/month they will send me to collections. Can they do this?

If they consider your account to be deliquent, they likely have the ability to refer you to collections, depending on the contract you signed when...