I agree with the other answers. You need a local consumer protection attorney. Although hard, it might be possible to set aside the judgment if...

How do I answer a summons from the court?

You can provide written defenses and any explanation. There's no specific form or requirement, especially when its coming from a person not...

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I made a substantially large personal loan and created a notarized promissory note. One of my options is to sell it. How?

You would need to do several items: (i) Bill of Sale (or some document selling the interest in the Note) (ii) an assignment of your interest in the...

Is this legal?

This is a scam. They are fake debt collectors. They will threaten you and try everything they can to squeeze a payment out of you. This is very...

Shall I negotiate credit card debt or file bankruptcy?

American Express is notoriously difficult to negotiate with and will file suit. Bankruptcy has very long lasting consequences and is typically not...

Can I draw up a contract that is binding....similar to a prenup to protect my home if I allow my boyfriend to move in with me?

Even if there is a contract, if you break up and he refuses to move out then you would still need to go through the eviction process or obtaining...

Do I owe a Doctor bill 6 years (almost 7) years later?

Statute of Limitations would be 4 or 5 years depending on whether you signed a contract when you received the medical services. If you made any...

Legal Advice for “after I served a motion of garnishment to the bank, the defendant sent me a partial payment can I accept it”

Yes. It would just have to be credited toward the balance due. You would not be able to collect more than the amount owed by the judgment (with...

Is it Ok to rewrite, backdate, and sign an identical copy of a lost promissory note?

I would date it for the current date and make the terms current (i.e. update the amount due for any payments made). You can also add that this...

Car reposessed yesterday, do I get an opportunity to get back? How will I know if I truly owe?

They are required to send you a notice of what you owe with a Right of Redemption period to pay. If you do not pay that amount, they will auction...