The constitutional Homestead exemption in Florida is an extraordinary protection of a person's home from attachment or forced sale by an creditor...

I filed bankruptcy, included a property, they are trying to collect payment for attorney fees, time and costs. Can they do that?

When your debt on the property was discharged in your bankruptcy, your personal obligation to pay that debt, and all associated debt which flows...

Should I get a lawyer? Am I going to go to jail? Is it possible to remove points or remove charges?

Certain moving violations when they are extreme, are classified as criminal infractions. This does not mean that you will be deemed to be a...

Stripping HELOC 2nd Mortgage in Chapter 7

The simple answer is yes, the Court of Appeals rule is good. Until a case is heard by the United States Supreme Court in which the Supreme Court...

Can the 2nd mortgage come back and haunt us after a Chapter 7 discharge?

The short answer is yes... and no. A mortgage (whether first, or second) is simply an instrument (a lien placed against the property) which gives...

Can you re-open a chapter 7 bankruptcy case to include a reaffirmed second mortgage?

I advise you to speak in more detail with an attorney about this kind of situtation because there are a lot of variables that would need to be...

Chapter 7

The answer to this question is a two part answer. The entire process is subdivided into two time categories: Pre-Petition (also referred to as...

In applying means test for Chapter 7 or 13 Bankruptcy, do I have to use child support that I do not receive?

After the change in the law in 2005 the means test instituted was designed to take into account your actual income calculated over the six months...