Archived
I have a question on bankruptcy, ... is social security disability exempt from garnish?
David's answer
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Answered on April 29, 2013
I agree that social security is not subject to garnishment by credit card judgment creditors. You will need to check with the laws in PR to...
Selected as the best answer
Archived
Can a creditor perfect a lien after a bk is filed by way of request to the court in adversarial proceeding?
David's answer
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Answered on April 29, 2013
Generally speaking, in Georgia the creditor cannot perfect a lien against the mobile home or real estate if they did not do so prior to the filing...
Police officer called trying to serve me papers in a civil matter. Do I need to return his call?
David's answer
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Answered on April 29, 2013
If you do not return the call, the officer will continue to try to locate you and serve you. If after reasonable effort to locate and serve you,...
Archived
My account was garnished for my spouse debt before I added her name to the account
is the bank in error .
David's answer
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Answered on April 29, 2013
Without addressing the specifics of your case, generally speaking, mere marriage does not create the nexus necessary to authorize a garnishment on...
Archived
When does a Chapter 7 bankruptcy trustee get paid
David's answer
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Answered on April 29, 2013
When a Chapter 7 Trustee conducts a creditors meeting, he or she investigates whether there are any possible assets to be liquidated to pay toward...
Archived
I bought a house about 8 months ago.
My friend was the lender and he lent the entire amount of the purchase price of the home.
David's answer
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Answered on April 29, 2013
Generally speaking, a Chapter 7 Trustee will analyze all of the documents to determine if he or she has the right to sell the property. The fact...
Archived
Can someone sell a business they bought from me and go bankrupt before paying?
David's answer
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Answered on April 29, 2013
Generally speaking, if you sold the business with a note but no security agreement then you probably will be limited to suing for money damages...
Archived
I made 60 payments on a car with about 35 late fees. At the end of the term I was told i still owe $5000.
David's answer
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Answered on April 29, 2013
The answer to whether you are entitled to money back would be found in your note, security agreement and payments made history. For example if...
Archived
I have a debt (supposedly) from 2004. I cant get them to tell me when and where it is from, just its owed. They are calling
David's answer
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Answered on April 29, 2013
Whenever they call back, you should pump them for as much information as possible such as their companies legal name, address and phone number, the...
Archived
I just heard of a "Stay 'n Pay" while living at our discharged home after 2 years 4 months. What is it?
David's answer
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Answered on April 29, 2013
I generally agree with the previous answers, however, I thought I would throw in my general advice on bankruptcy reaffirmations and real estate. ...
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