I have filed Chap.13 Bankruptcy now twice but can no longer afford monthly payments?
What are my options?
Charles's answer
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Answered on February 26, 2019
First if you have an attorney you should be speaking with them. Otherwise, you really need to go see a qualified local bankruptcy attorney. You can...
Archived
Title 7 bankruptcy. Does the state of filing bankruptcy matter?
Charles's answer
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Answered on February 25, 2019
Assuming you qualify for Chapter 7, you will need to have been living in the new state for at least 91 days. It's also worth noting that you will...
Archived
How can I still keep my house?
Charles's answer
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Answered on February 12, 2019
It sounds like you filed your bankruptcy case without the help of an attorney. You need to speak with a qualified local bankruptcy attorney...
Archived
Can my wife pay for debt owed?
Charles's answer
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Answered on February 12, 2019
You should speak with a qualified local bankruptcy attorney ASAP. You can find an attorney here on AVVO or at NACBA. If I follow you correctly-...
Archived
Can I fire my Bankruptcy attorney and hire another?
Charles's answer
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Answered on February 12, 2019
Absolutely. Another attorney can file a substitution of counsel and step into your case. You can find an attorney here on AVVO or at NACBA (be sure...
When I file a voluntarily dismissal of chapter 13 will my credit go back to its previous state.
Charles's answer
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Answered on February 12, 2019
No, your credit score will not go back to it's pre-bankruptcy state. Your credit report will still show that you filed the second bankruptcy case...
Archived
If I reopen a dismissed case due to not taking exit course that is over 4 years old, will I still be able to purchase a home?
Charles's answer
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Answered on February 08, 2019
I agree with Mr. Caldwell. If your issue is purchasing the home, those are timing requirements of the Lender and not of the Bankruptcy Court....
Will filing bankruptcy cancel out court?
Charles's answer
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Answered on February 05, 2019
The filing of the case imposes an automatic stay against most collection activities. This means that creditors generally may not take action to...
Archived
Can the mortgage company charge a fee for sending a representative to the 341 meeting of creditors,
Charles's answer
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Answered on February 01, 2019
In a typical Chapter 13 case the mortgage company will incur costs such as fees for their attorney to review your Chapter 13 plan and prepare and...
Can I lose my house if my ex files bankruptcy? We are both on the title, the mortgage is in his name and I make the payments
Charles's answer
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Answered on January 18, 2019
To give you an answer that would have any worth to you we would need to know:
a) Is there equity in the home (if so how much)?
b) Is he filing a...
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