The other attorneys have done a great job of answering the dismissal and conversion aspects of your question. However, you do not have to dismiss...

How do l learn balance of chapter13?

Normally IN GEORGIA your chapter 13 trustee will have sent you log in information to the Trustee's website (www.13network.com) where you can log in...

What can be done if anything about my name being on the car as a co-signer? If she refuses to pay since she's filed bankruptcy?

Her Chapter 7 will discharge her liability to the creditor. Since the creditor cannot sue her they will likely sue you if they repo the vehicle for...

Filing bankruptcy without a lawyer

What risks do you face? You risk losing your property to the Chapter 7 Trustee. You risk not following the correct steps and being denied a...

With all do respect, you need to see a qualified local bankruptcy attorney immediately. Most give free consultations. You can easily find one here...

Will my student loan debt "count" toward consumer debt? If not, how can I be sure and what cases or laws will help me?

The Median Income/Means Test is the single greatest factor to consider at the start of a Bankruptcy case. It can determine what kind of bankruptcy...

Will I still be responsible for the difference if I surrender the vehicle and they sell it at auction since its under bankruptcy

Check with the bankruptcy court clerk to make sure the reaffirmation was not filed. If it wasn't filed then the debt is discharged and you are not...

Can a court collections division refuse to accept my payment entirely in pennies?

This is the classic difference between 'may' and 'can'. You may offer payment in pennies and they can refuse to accept them.

As the wonderful attorneys in this thread have stated, if the foreclosure takes place as planned you should be fine. My only concern would be if...

Will this insider be able to use the defense of ordinary course of business in this scenario?

As Mr. Dove pointed out your question is too fact specific and you need to speak with a local bankruptcy attorney. Please understand that the...