Typically employers can, and usually do, terminate someone who is unable to work. However, it is important to check the laws of your state. If your...

There is no provision in my husband's life insurance policy requiring the spouse's consent for changing beneficiary.

He may not have needed it. While group policies require spousal consent, private policies may not necessarily require it.

What recourse do I have for my private disability payments being cancelled with no prior notification or forewarning?

If this was a policy provided through your employer your claim is probably governed by ERISA. This would mean that you have to go through the...

I am trying to find out if I can negotaite a settlement with my LTD company on my own and also if it is taxable.

You certainly can negotiate a settlement on your own, but they will take advantage of their position to pay you less money. Whether the...

Help with disability final appeal.

I would be happy to speak with you. You can reach me toll-free at (877) 631-0330 or (706) 564-7243. The majority of my clients have one or more...

I have a disputed claim with CIGNA insurance, Long Term Disability, that amounts to $3800.00.

It depends on a couple of things. First, is the claim governed by ERISA? Was the policy provided through your employer? If so, who was your...

If you are fired from your job in arizona and your short term disibility is paid till the end of the month, can you apply ?

You need to look at the terms of the policy. Usually you have to be a covered employee, i.e. employed, on the day you become disabled to be...

If the offer is reasonable will the disability insurance company usually agree to a buyout?

This is tough to answer with a straightforward yes or no because of all the variables involved: Who is the insurance company? Some companies do...

What are my rights if i am cut off of short term disabilaty and am still under a doctors care and unable to perform my job dutie

Your rights depend on two things: the terms of the policy and the applicable law. You need to see a copy of the policy to know what the...

I have short term disability on my job im on fmla I filed the claim in Aug and its still pending what do I do?

I agree with Mr. Weidner that you need to document everything in writing and keep a copy of everything you send to them. If you fax something, get...