Archived
What can I do if I was receiving long term disability and the Insurance cancel my income after ME even though my doctor says .
Robert's answer
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Answered on February 15, 2013
If you are seeking to have disability benefits from your insurance company reinstated, the first thing you or your attorney will need to do is...
Archived
Does disability insurance cover someone who travels for work but then can no longer travel to have an illness treated?
Robert's answer
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Answered on February 13, 2013
It depends on the terms of the policy. Without seeing the policy I could not say one way or the other, but I can see it going the other way. I can...
Archived
How does "LTD" insurance companies calculate an "OVERPAYMENT"
Robert's answer
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Answered on February 12, 2013
You do not specify this, but I am guessing that you received other income while your insurance company was paying you the full benefit. This income...
Archived
Hartford LTD is asking me to sign a release form to allow them to access my social security info.
Robert's answer
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Answered on February 12, 2013
Check your policy to make sure they are within their rights to obtain this information. However, this is a very standard request.
Archived
RN for 33+yrs. Depression my whole life. Now having panic and anxiety attacks. Medicine resistant.
Robert's answer
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Answered on February 12, 2013
Based on your statements you sound like many of my clients. However, whether you are a candidate for LTD benefits depends primarily on the terms of...
This is about a Long Term Disability Claim with SunLife Insurance Company here in New York State!
Robert's answer
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Answered on February 11, 2013
First, they are never going to pay you the full value of the claim. The reason they want to buy you out is to save themselves money, and paying...
Archived
I receive ERISA long term disability. In Nov the definition of unable to work changes. Do I need an attorney to challenge this?
Robert's answer
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Answered on January 29, 2013
Without question get an attorney.
Even if you receive SSDI insurance companies will deny benefits, citing different definitions of disability....
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Archived
Does LTD insurance company stop my LTD payment after I've been awarded by SSDI?
Robert's answer
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Answered on January 28, 2013
I'm certain the contract says you are entitled to benefits as long as you are disabled according to the terms of the policy. That is how they can...
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Archived
HIPPA Violation & Privacy violation
Robert's answer
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Answered on January 28, 2013
There is no private cause of action under HIPAA, i.e. you cannot sue personally under this law.
However, you may have a right to sue under some...
Archived
I am on short term disability. I am thinking of moving to arizona. can i do that without getting into trouble?
Robert's answer
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Answered on January 26, 2013
I have never seem a disability policy that restricted one of my client's ability or right to move. I would check your policy, but I sincerely doubt...
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