Does the severance pay affect my ltd benefits ?

It may. You would need to see the contract/policy and look at its provisions. You may already have noted that there are offsets for SSDI and...

I would be shocked if this were not considered insurance fraud in California. If it is, as I would suspect, then yes, it is against the law and...

Can I collect unemployment insurance while I for disability

There are two problems with this. One, if you are on unemployment you are supposed to be ready and able to return to work. Two, applying for...

What steps can I take to get my short-term disability, after it has been denied with no legitimate explanation?

This is a classic reason insurance companies use to deny claims. Your doctor may have stated that you cannot do your job, but a failure to...

Seeking advice on applying for short term disability for depression. Insurance is a group plan (by employer) through Prudential.

Mental disorders are easy claims for insurance companies to deny, and many of my clients have depression, anxiety, or both. You should definitely...

Probably based on your plan's vesting schedule. Some plans have 3, 5, or 7 year cliff vesting schedules where if you leave before you have been...

My father has a long term disability policy and now the decision to the appeal has been over 10 months

You should definitely speak with an attorney who handles long-term disability policies as soon as possible.

I'm currently receiving (LTD) disability benefits from an insurance company an i need a lump sum payout instead monthly benefits

It is very unlikely that your policy entitles you to a buyout. Moreover, some insurers, such as MetLife, do no include buyouts in their business...

Can I apply for employer short term disability after a termination notice?

You can always apply, but that does not mean you will eligible for them. If you can show that you were disabled before you were terminated you...

How long after termination of LT Disability (through MetLife) can I sue and retroactively collect benefits?

Where a disability claim is governed by ERISA - and based on the facts presented here that certainly seems to be the case - courts typically hold...