Can I dispute a debt/collection from a housing lease that my former roommate defaulted?

I am sorry this happened to you. Since you state your name was apparently not removed, I believe you both are on the hook for the default. You...

Can a company send me to collections for accidentally sending me a check?

I agree with Mr. Bollinger. If you are not entitled the overpayment then they can ask you to repay the amount. If you do not have the money give...

Should i file bankruptcy or is there another way? I can not ever pay what i owe in credit cards

To determine if bankruptcy is an option an attorney needs more information than is really possible to provide in an online Q&A forum. That said,...

Can I file any type of bankruptcy?

I am sorry to hear of your wife's illness and your financial difficulties. Based on the information provided, it's impossible to tell you which...

Do I need to report the earnings I pay my a care taker to the IRS?

You definitely need to keep a record of the earnings whether you pay her in cash or by check. If the caretaker is considered an independent...

Can a debt collector refuse to take a payment plan or refuse to send a letter stating a payment arrangement has been made?

I am sorry that you are going through this situation. A garnishment can really make an impact on your ability to keep up with your everyday living...

Please no judgement

You stated you filed for a Chapter 13 but the important part is whether or not you received a discharge in the Chapter 13. That would give the...

How do I get the car out of my name

You did not state whether or not the vehicles are paid for. If the vehicle is not paid for she will have to refinance to get it out of your name...

My ex said I owe him $ & the court reduced his payments until it's paid. Can I list him as a creditor & discharge it?

You should really see a bankruptcy attorney in your area. If you had an attorney file the motion for you, I would also consult with that attorney. ...

I agree with Mr. Harrell. If this is a legitimate law office they will not hesitate to contact you in writing. Whatever you do neither you nor...