Angela Williams Seymour's Answers (408)

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Is there a law to get out of buying a house after signing and closing, you find out the house has severe structural wall damage?

Angela's answer | Answered on June 22, 2016

Unfortunately, the answer is that it depends. It depends upon whether these defects were omitted from the seller's disclosure on purpose and with...

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Can a creditor call you and keep harassing you, calling you lies, threaten to call your other creditors and tell them you lie

Angela's answer | Answered on June 21, 2016

I am so sorry you are going through this. Collectors must abide by the Fair Debt Collection Practices Act, as well as, any applicable state...

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Should creditor still be calling?

Angela's answer | Answered on June 21, 2016

Assuming the creditor calling is also the judgment creditor it is a bit unusal. Really, if you think about it your judgment is still a debt that...

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I able to continue my Schedule F creditors by putting them in excel format or do I just download multiple copies of the form?

Angela's answer | Answered on June 21, 2016

I am guessing you don't want to retain a bankruptcy attorney to assist you. You would not put them in an Excel format. I don't think CM/ECF could...

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Student loan debt relief processing fee scam

Angela's answer | Answered on June 21, 2016

I am sorry that happened to you. Is there a termination provision in your contract? If so, in addition to the suggestions of the other attorneys,...

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Can a debt collector take your SSDI.

Angela's answer | Answered on June 20, 2016

If the only money that is going into your bank account is your SSDI and this is for an ordinary creditor (credit card, medical bill, finance...

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Used up all student loan forbearance bullets, and i'm now just considering non-payment. Next best steps and possible scenarios?

Angela's answer | Answered on June 20, 2016

I agree with Ms. Bunce. There are income-driven options for parent-plus loans. However, I do think you loan payment will be about $10.00 per...

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What are my legal rights as a cosigner

Angela's answer | Answered on June 20, 2016

I think from your question you are trying to state that you cosigned on a debt. If that is correct, based upon the facts as you have related them...

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When filing bankruptcy can you claim a $50,000 line of credit also known as a home equity loan

Angela's answer | Answered on June 20, 2016

I am not sure what you mean by "claim". You must list all debt including the home equity loan. You can eliminate that debt in bankruptcy but the...

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I have questions around consumer rights laws being broken in the way my car was repossessed?

Angela's answer | Answered on June 20, 2016

As long as the repo company did not "breach the peace" they have the right to take the car wherever it is found and it is a legal repossession. ...

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