What can I do if my husband refuses to continue pay credit card bills that are in my name? There is no divorce.

The debt is your name and your responsibility. If you have depended upon him to make payments and he is refuses then your credit will quickly...

Can creditors still garish his paychecks after we filed the bankruptcy petition to have it filed?

You indicated you signed the petition "for it to be filed". If the petition has actually been filed then you are protected by the automatic stay. ...

May debt collectors obtain my 403(b) money or 457? My home?if I am sued is that considered a debt?

Generally, Erisa qualified plans, such as a 401(k), would be protected. I assume you believe you will be incurring debt as a result of your...

My mother is being sued by national collegiate student loans trust.. can they win or take her to court at all?

Your mother really needs to see a student loan attorney that is familiar with National Collegiate and their practices. If this is National...

Will I lose my home if I have no equity after factoring the cost of a sale in a Chapter 7 bankruptcy?

Mr. Harrell is correct. You need to consult with an experienced bankruptcy attorney. While a Trustee will factor in the cost of sale when looking...

What can I do about student loan garnishment that I did even know Was out there this is something from 22 years ago

I am sorry you are going through this. The first thing to do is to go to the www.nslds.ed.gov website. This will give you the status of all of your...

Can creditors still garnish his pay check after we filed the petition?

I agree with Mr. Caldwell. You are protected by the automatic stay and the garnishment will stop. I just don't think notice was given in enough...

Is Bankruptcy right for me? Which chapter would I file?

Which Chapter you file is based on a variety of factors such as: prior filings, value of assets and whether or not they can be protected, income,...

Without seeing the complete order it is hard to say. However, from what you have written it sounds as the Defendant expect a refund of the monies...

Is it a pre requisite to apply for TPD with Nelnet first?

If you believe you qualify for an administrative discharge of your student loans because you are totally and permanently disabled, I am not sure...