Unless you are talking about a really expensive purchase, a lawsuit will cost more than you can recover, if anything.

You really don't have any damages to sue for.

This is simply not a matter for the courts. You cannot sue her.

Yes. But don't speak to them. Turn it over to your insurance company.

You ask whether you can be charged, and then say you are being charged. That would seem to answer the question.

Of course it is legal. What did you expect them to do?

A promise to do something is not a legally enforceable agreement.

As long as they are not trespassing, this is legal. Weird. But legal.

You don't mention by whom you are employed (i.e. government, union job etc.) But for the most part your employer determines what hours you work and...

Sure sounds like a scam............................................