It could be because they believe it is frivolous, not requiring an answer. It could be that they simply made a mistake.

You have no grounds for a lawsuit. You can't live in a parking lot on private property.

You must have an active lawsuit to file a subpoena.

Unless you are an attorney there is nothing you can do except help him hire one or coordinate with the Public Defender's office.

I assume they will sue you, and I assume they will win based on what you wrote.

This is a perfectly legal stop IMO..............

It could be a scam. Give them nothing over the phone. If you are served, hire a lawyer.

Solicitations are not allowed here. You can use the Find a Lawyer tab above.

We don't know what options the bank has. This is not a legal issue.

This is a Q&A Forum. You have not asked a question.